Financial Case Management for Lower-Income Young Adults (KitaBisa)

KitaBisa Collective: A matched savings and capability-building programme to support underprivileged youths 

Many lower-income young adults are caught in a cycle of poverty, facing financial challenges that can limit opportunities and make it difficult to achieve long-term stability. Without the right support, these challenges can persist across generations.

KitaBisa seeks to help them break this cycle by building a stronger financial future through a combination of case management, financial capability-building and savings support.

Participants receive one-to-one financial literacy coaching from social workers, helping them build sound financial habits and mindsets towards financial independence. The curriculum also supports self-discovery and the implementation of practical plans to reach personal financial goals.

The programme uses a matched savings approach that recognises participants' efforts in building positive financial habits and demonstraiting financial readiness. By combining financial incentives with personalised support, KitaBisa encourages meaningful and sustainable behaviour change rather than focusing on savings alone. 

Through the programme, participants work towards increased savings, healthier financial habits, stronger financial literacy and reduced risky financial behaviours such as impulse spending and gambling.

For further information, please refer to www.kitabisa.sg. 

Who It's For 

KitaBisa is for lower-income youths and emerging young adults aged 18 to 29 who are motivated and ready to work towards their goals.

The programme supports participants navigating major life transitions and those shouldering caregiving responsibilities at home. 

What You Can Expect

• One-to-one financial literacy coaching by social workers; 
• Support to build practical skills such as budgeting and planned spending; 
• Guidance on setting and implementing financial goals; 
• Savings matching when they demonstrate readiness. 

Through trusted relationships and relational accountability, KitaBisa helps participants build healthier financial habits, greater self-worth and stronger pathways towards financial independence and long-term sustainability.